Financing Made Easy
We Make Financing Simple
From first-time buyers to experienced homeowners, we have financing options for every situation.
Direct Built Homes
Affordable homes at your fingertips
Direct Built Homes
Affordable homes at your fingertips
We work with multiple lenders to find the best rates and terms for your situation.
Government-backed loans with lower down payments and credit requirements
Special financing for veterans and active military
Traditional mortgage options for qualified buyers
Financing for the home only (not including land)
Credit requirements vary by loan type. FHA loans can accept scores as low as 580, while conventional loans typically require 620+. We work with lenders who specialize in all credit situations.
Down payments range from 0% (VA loans) to 3.5% (FHA) to 5-20% (conventional). We'll help you find the best option for your budget.
Yes! Land-home packages combine your land purchase and home financing into one convenient loan. This often results in better rates and simpler closing.
Pre-approval can happen in 24-48 hours. Full approval typically takes 2-4 weeks, depending on the loan type and your documentation.
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